We are excited to announce that effective October 1st, Chapman has launched a new and exclusive Workers' Compensation program designed specifically for nonprofit organizations. This new Community First Program has no experience modification factor restrictions, boasts superior claims and risk management services and is a low-cost, guaranteed risk program—not a risky self-insured group or SIG. This new program has already given more than 90% of our clients renewing in October considerable savings over any other alternative in the market. With lower class code ratings than competitors, this new program also offers flexible billing options such as ACH, credit card payments and various installment options. Chapman has also been able to negotiate with the carrier to provide Helpline to all clients enrolling in this program. Helpline provides clients with a toll free number and online access to employment law attorneys who will answer HR risk management and employment law questions free of charge. In addition, this service provides access to online Federal and State-specific news, updates, forms, posters and other valueable risk management tools. To find out more about this program, contact your service provider at Chapman today.