Child and Family Service Challenges:

Child and Family Service Agencies face unique challenges that many nonprofit agencies do not face. As a result, it is often difficult to obtain coverage for problems such as sexual abuse and molestation. Additionally, there is a distinct need to provide professional liability for their counselors. In many cases, the counselors are para-professionals whose work is monitored by a licensed professional. They may have contracted to have a psychiatrist review files, prescribe medication and supervise the work of the counseling staff. At Chapman, we are trained to recognize the unique exposures faced by this type of agency and have taken steps to assure proper coverage for these exposures.

Chapman's Solutions:

Our Child and Family Services program is an exclusive program designed to meet your organization's insurance needs:

• Partnerships with insurers specializing in Child and Family Services agencies
• Professional liability and sexual abuse coverage that meet contract requirements
• Exclusive Community First WC Program for child and family service agencies, with rates 15% lower than other insurers
• Claims consulting, loss control, and risk-management services designed to prevent and reduce losses and associated costs

"We rely on their expertise and analysis... which is extremely useful for both short and long-range strategic planning."
- Special Service for Groups