Children's Residential

Children's Residential Challenges:

Children’s Residential facilities are essential to communities today with programs that provide a safe and supportive foundation for a child to build upon. In particular, fewer children are being placed into group homes causing financial strain on residential-based agencies. In some instances, health insurers will not offer quotes to agencies with a residential operation. Furthermore, group homes are closing down or merging with other social service agencies and residential-based agencies are evolving operations and expanding into Foster Care and Mental Health programs.

Chapman's Solutions:

Chapman's Children's Residential Services program is actively connected to the industry with key benefits:

 

  • Our “merger assistance” program proactively outlines the insurance issues agencies must address
  • Our deep understanding and experience with Foster Care and Mental Health agencies enables us to properly advise clients on the insurance impacts of entering into new program areas
  • We have created alternative health insurance programs for our clients to access
  • Partnerships with insurers specializing in Child and Family Services agencies
  • Professional liability and sexual-abuse coverage that meet contract requirements
  • Exclusive Community First WC Program for children’s residential agencies, with rates 15% lower than other insurers
  • Claims consulting, loss control, and risk-management services designed to prevent and reduce losses and associated costs



"Chapman proactively seeks ways to save us money while maintaining the best insurance coverage possible."
-Optimist Youth Homes