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Children's Residential Challenges:
Children’s Residential facilities are essential to communities today with programs that provide a safe and supportive foundation for a child to build upon. In particular, fewer children are being placed into group homes causing financial strain on residential-based agencies. In some instances, health insurers will not offer quotes to agencies with a residential operation. Furthermore, group homes are closing down or merging with other social service agencies and residential-based agencies are evolving operations and expanding into Foster Care and Mental Health programs.
Chapman's Solutions:
Chapman's Children's Residential Services program is actively connected to the industry with key benefits: - Our “merger assistance” program proactively outlines the insurance issues agencies must address
- Our deep understanding and experience with Foster Care and Mental Health agencies enables us to properly advise clients on the insurance impacts of entering into new program areas
- We have created alternative health insurance programs for our clients to access
- Partnerships with insurers specializing in Child and Family Services agencies
- Professional liability and sexual-abuse coverage that meet contract requirements
- Exclusive Community First WC Program for children’s residential agencies, with rates 15% lower than other insurers
- Claims consulting, loss control, and risk-management services designed to prevent and reduce losses and associated costs
"Chapman proactively seeks ways to save us money while maintaining the best insurance coverage possible." -Optimist Youth Homes

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