Mental Health Challenges:

Mental Health agencies face unique challenges that many nonprofit agencies do not face. It is often difficult to obtain coverage for problems such as sexual abuse and molestation and there is a distinct need to provide professional liability for mental health counselors. In many cases, these counselors are para-professionals whose work is monitored by a licensed professional. Additionally, they may have contracted to have a psychiatrist review files, prescribe medication and supervise the work of the counseling staff, which is precisely why appropriate steps to assure proper coverage is essential for these unique types of exposures.

Chapman's Solutions:

Chapman's Mental Healthcare Services Program is an exclusive program designed to meet your organization's insurance needs:

• Our knowledge of this segment’s insurance exposures allow us to source and provide the coverage and support needed through our partner network
• Professional liability policies with broader coverage and more administrative ease
• Exclusive Community First WC Program for healthcare agencies, with rates 15% lower than other insurers
• Claims consulting, loss control, and risk-management services designed to prevent and reduce losses and associated costs