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Healthcare

Recent changes mandated by continuing legislation reform, budget reductions and competition for funding continues to challenges the accomplishments in the Healthcare sector. More than ever, it is important to approach your program with diligent management of your unique risks while ensuring you are receiving the most options at the best value. With experience across the wide spectrum of healthcare delivery, Chapman offers comprehensive solutions tailored for the complex risk management and insurance needs of the healthcare industry.

Unique workplace exposures present coverage issues at an organizational level, as well as at an employee management level. Healthcare providers deserve a specialized and knowledgeable insurance broker. One who is available, responsive and committed to follow through and follow up.

We work with physician’s groups every day. We already know what locums are and we know how critical certificate timing is to your business. We know that you need a responsive insurance partner that can answer coverage questions and issues right away. And we have been watching Worker’s Compensation rates for the 8834-Physicians class climb since 2008.

We work with hospitals and facilities. We know the difference between a claim and an incident. We understand the complicated coverages and gaps in protection for sexual molestation and abuse and we know that often it’s not only that a potential claim happened, but how that claim is handled and how it’s viewed in your community.

We work with health research organizations where complex studies, intricate funding contracts and medical partnerships can affect important research and delivery of quality care. In addition, intellectual property insurance is difficult and costly to obtain, potential and existing trial contracts are often not reviewed and tracked for their insurance and indemnification implications, and some insurance policies do not properly protect the physicians involved in providing treatment.

We are an historical partner and supporter of community clinics that understands the Federal government program for federally qualified clinics does not cover prior acts, volunteers or other exposures.

We work with managed care organizations and providers who are taking risk under managed care contracts. From Provider Excess to HMO Reinsurance, Chapman is able to design the right coverage at the right price. We know how your Managed Care Errors & Omissions and Managed Care Directors & Officers coverage works, and how they tie together with your other insurance coverages.

Sometimes buying another insurance policy is not the answer. Chapman respects your budget and provides support and services that allow you to concentrate on more important things.

Chapman's Solutions:

With an objective to support your focus on excellence in patient delivery and support, Chapman's Healthcare Practice includes exclusive offerings designed for your organization’s success:

  • Partnerships with insurers specializing in Healthcare organizations
  • Customized employee benefits programs that attract and retain employee talent while meeting budget requirements
  • Claims consulting, loss control, and risk-management services designed to prevent and reduce losses and associated costs
  • Ability to coordinate and review coverage limits to the value of collections and benchmark insurance coverage to the industry
  • Unlimited access to Human Resource experts as well as an online Human Resource Center
  • Employment and Regulatory Compliance legal counsel
  • Complete review of insurance program to ensure compliance with funding contract requirements
  • Exclusive programs developed and offered through the Clinic Mutual Insurance Company and the Community Clinic Insurance Company
  • “Wrap-around” insurance coverage fills in the gaps in the coverage provided by the federal government to federally qualified clinics
  • Access to loss control and safety education staff focused exclusively on the needs of medical facilities
  • HIPAA/HITECH coverage that can be added to your Directors & Officers policy
  • Discounted rates available to our clients accredited by CARF
  • Exclusive Community First WC Program for healthcare agencies, with rates 15% lower than other insurers
  • Access to Intellectual Property insurers that specialize in health research companies for patent/copyright/trademark abatement and defense coverage
  • A “trials notification and tracking” process that makes it easy to collect, maintain and track information required by insurance companies
  • The choice between a fully and self insured medical malpractice programs for large multi-specialty groups and clinics with the ability to fund long term tail exposures, freeing up room on their balance sheets
  • Proprietary self funded solutions available through Monument

 

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Events

  • February 22, 2012 Webinar: Everything You Need to Know About Your Retirement Plan in 60 Minutes or Less
  • February 29, 2012 Webinar: Is Your Organization Compliant with AB1825? Supervisor & Manager Sexual Harassment Training
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