Programs

Real Estate & Housing

Housing matters to economic development and there are significant challenges that you face as you continue to implement a more integrated response to affordable housing in the community. Contractual complexity and risk transfer can demand complicated insurance programs that are often difficult to obtain. A clear delineation of responsibilities between project parties is critical in order to share the risk. Additionally, existing captives and risk retention pools place restrictions on coverages needed and traditionally afforded to apartment projects.

Chapman has secured Course of Construction, Builders' Risk, and Owners/Contractors Protective Insurance hundreds of times in this rapidly growing industry. Lenders’ insurance requirements are stiff, and Chapman works with the top insurers who can meet the standards of even the toughest lender.

Chapman's Solutions

  • Partnerships with insurers specializing in homeless outreach agencies
  • Most carriers are A or A+ rated, admitted carriers, or higher.
  • Claims consulting, loss control, and risk-management services designed to prevent and reduce losses while minimizing costs
  • Professional liability and sexual abuse coverage that meet contract requirements
  • Unlimited access to Human Resource experts as well as an online Human Resource Center
  • Employment and Regulatory Compliance legal counsel
  • Complete review of insurance program to ensure compliance with funding contract requirements
  • Access to loss control and safety education staff focused exclusively on the needs of medical facilities
  • Same-Day Certificate Processing: Internal procedures and staffing allow us to process certificates within a maximum period of 24 hours

Chapman's Experience:

Chapman’s experts will review your leases and contracts and recommend insurance terms to best protect your organization, whether your role is:

  • Nonprofit social service provider placing your clients into affordable housing
  • Managing general partner of an LLC/Owner accessing tax credits (HUD approved)
  • Property manager for affordable housing
  • Provider of supportive services to the families/seniors residing in affordable housing
  • Developer of affordable housing

 

Your cause. Our commitment.





 

CUSTOM DESIGNED INSURANCE

  • Coverage Review and Evaluation
  • Lease and Contract Reviews
  • Hazards Evaluation (Athletics, Playgrounds, Transportation, Special Programs)
  • Personal Underwriting, Coverage Design and Placement Services
 

SAFETY AND WELLNESS

  • Onsite Group Safety Training
  • HR Webinars, Sample Documents, and Assistance Hotline
  • Employment Counsel
  • Injury, Illness Prevention and Return to Work Programs
  • Safety and Wellness Campaigns

 






 

PROPERTY, INLAND MARINE AND CRIME

  • Buildings and Personal Property
  • Business Income and Extra Expense
  • Mechanical and Equipment Breakdown
  • Employee Dishonesty and Theft


AUTOMOBILE LIABILITY AND PHYSICAL DAMAGE

  • Multi-Passenger and Other Vehicles
  • Hired and Non-Owned Auto Coverage


GENERAL LIABILITY

  • Bodily Injury, Property Damage, Personal and Advertising Injury Coverage
  • Sexual Abuse and Molestation Coverage
  • Employee Benefits Liability
  • Occurrence Form with Prior Acts

 


PROFESSIONAL LIABILITY

  • Educators Liability
  • Occurrence Form with Prior Acts
 

DIRECTORS AND OFFICERS/SCHOOL LEADERS LEGAL LIABILITY

  • School Board Members , Officers and Entity Liability
  • Fiduciary Liability
  • Employment-Related Practices Liability


STUDENT ACCIDENT

  • Sports, Camps, Field Trips
  • Accidental Death and Dismemberment


EXCESS LIABILITY

  • Limits Available up to $24 million per Occurrence/Aggregate
  • Excess includes Auto, General and Professional Liability


WORKERS’ COMPENSATION AND EMPLOYER’S LIABILITY

  • Statutory Limits
  • Employers Liability Limits $1,000,000/$1,000,000

 





  • Member insurers of W. R. Berkley Corporation
  • Rated “A+” (Superior) by A.M. Best Company
  • Experienced property, casualty and accident insurers of public entities and human services organizations



  • Joint Powers Authority insurer since 1986
  • Dedicated provider for California schools
  • Experienced excess liability insurer of public entities




  • Member insurer of ACE INA Group
  • Rated “A+” (Superior), by A.M. Best Company
  • Experienced workers’ compensation insurer of public entities and nonprofit organizations

FOR MORE INFORMATION or TO REQUEST A QUOTE CLICK HERE. 


 

EMPLOYEE HEALTH AND WELLNESS PLANS:

  • Medical HMO, PPO, POS, HSA, HRA
  • Dental HMO, PPO
  • Vision
  • Group Life/ Supplemental Life
  • Ancillary (Disability, Long Term Care)
  • Flexible Spending (FSA)
  • Sponsored and Voluntary Plans

BENEFITS CUSTOMIZATION

  • Assessment
  • Marketing
  • Quote Matrix
  • Plan Design
  • Utilization Review/Benefits Statements
  • Strategic Planning/Forecasting

 

BENEFITS ADMINISTRATION

  • FSA
  • Cobra Notifications and Premium Collection
  • Open Enrollment
  • New Hires and Terminations
  • Employee Life Changes
  • Employee/Billing Questions-Dedicated Representative

 

 

COMPLIMENTARY HR/LEGAL SERVICES TO BENEFITS CLIENTS

  • HR Hotline for HR Questions
  • Quarterly HR Webinars for staff
  • Legislative Updates
  • Pre-termination Consultations
  • Employee Education Campaigns (Wellness, Benefits, Safety)
  • Employee Handbook Reviews
  • 15-20% discount on Additional HR Services by RSJ Swenson

 

HR TECHNOLOGY

  • Wholesale Pricing (Up to 30% discount) on select bundled HR/payroll/HRIS systems
  • Online Benefits Enrollment
  • Payroll
  • Time & Attendance
  • Employee Portal
  • Employee Education Tracking
  • Unbiased Assessment and Recommendations Available
  • MyWave Online HR Library and Forum

 


FOR MORE INFORMATION or TO REQUEST A QUOTE, CLICK HERE.



The nation’s oldest charter school support organization, the Charter Schools Development Center (CSDC) remains the most comprehensive resource center for charter schools anywhere in the country. Their leadership trainings, publications, consulting, and membership services offer their clients over 15 years of experience in charter school start-up, operational support, and advocacy. They are recognized as the leading experts in charter school law, policy, finance, school design, charter authorizing, governance, and personnel. CSDC staff has assisted with the drafting of charter laws in over 20 states across the country and play a prominent role in the decision making of school reform policy at both the state and national level.


For more about CSDC, please visit www.chartercenter.org.




The "CSDC Member" Insurance Program, developed by Chapman Insurance Brokers, provides members of the Charter Schools Development Center with a strong, comprehensive, and affordable insurance program that includes both employee benefits and liability coverage.

Delivered with school leadership training, best practices consulting, personal HR guidance and integrated technology, the “CSDC Member" Insurance Program equips charter schools to attract, support and retain quality employees.

Chapman has selected experienced providers of insurance products and services for the “CSDC Member” Insurance Program.



Chapman Insurance and the Charter Schools Development Center worked collaboratively for many months to generate an insurance program that would meet the specific needs of charter schools. The program was initiated with the intent to achieve three primary goals:

 

 
To provide insurance coverage that would meet the particular needs of charter schools.
 
To provide wrap-around support services to help improve school policies and practices, helping schools reduce their liability exposure.
 
To offer comprehensive insurance coverage at below market costs.


Both Chapman and CSDC are proud to say that we have achieved these three goals and are excited to be sharing this program with the charter school community.

FOR MORE INFORMATION or TO REQUEST A QUOTE, CLICK HERE.


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