Liability Package Program




CUSTOM DESIGNED INSURANCE

  • Coverage Review and Evaluation
  • Lease and Contract Reviews
  • Hazards Evaluation (Athletics, Playgrounds, Transportation, Special Programs)
  • Personal Underwriting, Coverage Design and Placement Services

SAFETY AND WELLNESS

  • Onsite Group Safety Training
  • HR Webinars, Sample Documents, and Assistance Hotline
  • Employment Counsel
  • Injury, Illness Prevention and Return to Work Programs
  • Safety and Wellness Campaigns

 







PROPERTY, INLAND MARINE AND CRIME

  • Buildings and Personal Property
  • Business Income and Extra Expense
  • Mechanical and Equipment Breakdown
  • Employee Dishonesty and Theft


AUTOMOBILE LIABILITY AND PHYSICAL DAMAGE

  • Multi-Passenger and Other Vehicles
  • Hired and Non-Owned Auto Coverage


GENERAL LIABILITY

  • Bodily Injury, Property Damage, Personal and Advertising Injury Coverage
  • Sexual Abuse and Molestation Coverage
  • Employee Benefits Liability
  • Occurrence Form with Prior Acts


PROFESSIONAL LIABILITY

  • Educators Liability
  • Occurrence Form with Prior Acts

DIRECTORS AND OFFICERS/SCHOOL LEADERS LEGAL LIABILITY

  • School Board Members , Officers and Entity Liability
  • Fiduciary Liability
  • Employment-Related Practices Liability


STUDENT ACCIDENT

  • Sports, Camps, Field Trips
  • Accidental Death and Dismemberment


EXCESS LIABILITY

  • Limits Available up to $24 million per Occurrence/Aggregate
  • Excess includes Auto, General and Professional Liability


WORKERS’ COMPENSATION AND EMPLOYER’S LIABILITY

  • Statutory Limits
  • Employers Liability Limits $1,000,000/$1,000,000

 






  • Member insurers of W. R. Berkley Corporation
  • Rated “A+” (Superior) by A.M. Best Company
  • Experienced property, casualty and accident insurers of public entities and human services organizations




  • Joint Powers Authority insurer since 1986
  • Dedicated provider for California schools
  • Experienced excess liability insurer of public entities
  • Member insurer of ACE INA Group
  • Rated “A+” (Superior), by A.M. Best Company
  • Experienced workers’ compensation insurer of public entities and nonprofit organizations


Contact Stephanie Dufour, Chapman Charter School Insurance Program Director, at 1-800-288-3095, ext. 334 or complete our inquiry form and we will get back to you promptly.